Het verplicht eigen risico beter benutten: BIJBETALEN, KOSTENBEWUSTZIJN VERGROTEN OF KIEZEN VOOR KWALITEIT

Translated title of the contribution: Better use of the front-end deductible in the Netherlands; Private contributions to expenditure, costs awareness or incentives for quality

Eric J.E. Van Der Hijden*

*Corresponding author for this work

Research output: Contribution to JournalReview articleAcademicpeer-review

Abstract

One of the key items in the upcoming elections for the House of Representatives of the Netherlands is the continuation of the compulsory annual front-end deductible ("own risk") in health insurance. Getting rid of the deductible completely, as proposed by some parties, would create significant budget issues. This article suggests four alternatives. The first option is to abandon the yearly increase to help cover the overall growth in health care spending, and replace it with a maximum level for the deductible. The second is to convert it from a front-end to fixed, but capped co-payment every time care is consumed. The third option is to limit the deductible to out-of-network use of care. The final option is to abolish the deductible completely when a preferred provider is chosen.

Translated title of the contributionBetter use of the front-end deductible in the Netherlands; Private contributions to expenditure, costs awareness or incentives for quality
Original languageDutch
Article numberD1392
JournalNederlands Tijdschrift voor Geneeskunde
Volume161
Issue number10
Publication statusPublished - 24 Feb 2017

Keywords

  • English Abstract
  • Journal Article

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