Household Debt and Credit: Economic Issues and Data Problems

S. Hochguertel, G. Bertola

Research output: Contribution to JournalArticleAcademic


We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify aspects of household debt, discussing the theoretical and policy relevance of heterogeneity across individual and country dimensions. Aiming to illustrate conceptual and measurement issues, we refer to the approaches and results of some recent relevant country-specific work on administrative and survey data, and we argue that research in this area would greatly benefit from availability of appropriately classified household liabilities data and of cross-country institutional information. © 2007 The Authors Journal compilation © 2007 Banca Monte dei Paschi di Siena SpA.
Original languageEnglish
Pages (from-to)115-146
JournalEconomic Notes: Review of Banking, Finance and Monetary Economics
Issue number2
Publication statusPublished - 2007


Dive into the research topics of 'Household Debt and Credit: Economic Issues and Data Problems'. Together they form a unique fingerprint.

Cite this