Housing policies in developing countries: Microfinance

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Abstract

Shelter is a basic human need for which financial means are required. Poorer sections of society face difficulties in accessing and coping with conventional mortgage finance and are better assisted with housing microfinance. This enables the poor, especially in 'developing' countries to build their shelter in an incremental way. To meet this demand, providers of housing microfinance have many possibilities for expanding their business. Innovations, for example, are found in business linkages of microfinance institutions and building material suppliers, and community-based financial systems. However, there are also bottlenecks concerning microfinance lenders, the financial sector, capital market, and shelter sector. © 2012 Copyright © 2012 Elsevier Ltd All rights reserved..
Original languageEnglish
Title of host publicationInternational Encyclopedia of Housing and Home
EditorsS.J. Smith, M. Elsinga, L.H. O’Mahony, S.E. Ong, S. Wachter, G. Wood
Place of PublicationOxford
PublisherElsevier
Pages573-578
Number of pages6
ISBN (Print)9780080471716
DOIs
Publication statusPublished - 2012

Publication series

Name
Numbervol 3

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