Payment scale economies from individual bank data

Wilko Bolt; David Humphrey

doi:10.1016/j.econlet.2009.08.027

Payment scale economies from individual bank data

Wilko Bolt^*, David Humphrey

^*Corresponding author for this work

Finance

Research output: Contribution to Journal › Article › Academic › peer-review

Abstract

The European Commission and the European Central Bank seek to lower payment costs within the Single Euro Payments Area (SEPA). Payment scale and scope economies estimated using previously unavailable individual bank data for the Netherlands over 1997-2005 show that costs can be markedly reduced through cross-border consolidation of payment processing operations, furthering the goal of SEPA and benefiting payment users.

Original language	English
Pages (from-to)	293-295
Number of pages	3
Journal	Economics Letters
Volume	105
Issue number	3
DOIs	https://doi.org/10.1016/j.econlet.2009.08.027
Publication status	Published - Dec 2009

Keywords

European payments
Payment scale economies
SEPA

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10.1016/j.econlet.2009.08.027

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abstract = "The European Commission and the European Central Bank seek to lower payment costs within the Single Euro Payments Area (SEPA). Payment scale and scope economies estimated using previously unavailable individual bank data for the Netherlands over 1997-2005 show that costs can be markedly reduced through cross-border consolidation of payment processing operations, furthering the goal of SEPA and benefiting payment users.",

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Payment scale economies from individual bank data

Abstract

Keywords

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