%PDF-1.7
%
1 0 obj
<<
/Lang (EN)
/Metadata 2 0 R
/Names 3 0 R
/OpenAction [4 0 R /FitH 804]
/Outlines 5 0 R
/PageLabels 6 0 R
/PageLayout /SinglePage
/PageMode /UseOutlines
/Pages 7 0 R
/StructTreeRoot 8 0 R
/Threads [9 0 R]
/Type /Catalog
>>
endobj
10 0 obj
<<
/Author (Xin Geng)
/CreationDate (D:20180731133311+05'30')
/Creator (Elsevier)
/CrossMarkDomains#5B1#5D (sciencedirect.com)
/CrossMarkDomains#5B2#5D (elsevier.com)
/CrossmarkDomainExclusive (true)
/CrossmarkMajorVersionDate (2010-04-23)
/ElsevierWebPDFSpecifications (6.5)
/ModDate (D:20180806111101+02'00')
/Producer (Acrobat Distiller 8.0.0 \(Windows\))
/Subject (World Development, 111 \(2018\) 196-210. doi:10.1016/j.worlddev.2018.07.004)
/Title (Health insurance, a friend in need? Impacts of formal insurance and crowding out of informal insurance)
/Trapped /False
/doi (10.1016/j.worlddev.2018.07.004)
/robots (noindex)
>>
endobj
2 0 obj
<<
/Length 7703
/Subtype /XML
/Type /Metadata
>>
stream
application/pdf
doi:10.1016/j.worlddev.2018.07.004
Health insurance, a friend in need? Impacts of formal insurance and crowding out of informal insurance
Xin Geng
Wendy Janssens
Berber Kramer
Marijn van der List
Health insurance
Informal insurance
Financial diaries
Africa
Kenya
World Development, 111 (2018) 196-210. doi:10.1016/j.worlddev.2018.07.004
The Authors
journal
World Development
© 2018 The Authors. Published by Elsevier Ltd.
0305-750X
111
November 2018
196-210
196
210
10.1016/j.worlddev.2018.07.004
https://doi.org/10.1016/j.worlddev.2018.07.004
2010-04-23
true
10.1016/j.worlddev.2018.07.004
elsevier.com
sciencedirect.com
VoR
10.1016/j.worlddev.2018.07.004
noindex
2010-04-23
true
6.5
elsevier.com
sciencedirect.com
sciencedirect.com
elsevier.com
Elsevier
2018-07-31T13:33:11+05:30
2018-08-06T11:11:01+02:00
2018-08-06T11:11:01+02:00
True
Acrobat Distiller 8.0.0 (Windows)
False
uuid:c25d8e59-9684-40db-b549-972b64f6a5e1
uuid:53a32682-cfa8-41d7-ad6b-d4117e37ae96
http://creativecommons.org/licenses/by-nc-nd/4.0/
endstream
endobj
3 0 obj
<<
/Dests 11 0 R
>>
endobj
4 0 obj
<<
/Annots [12 0 R 13 0 R 14 0 R 15 0 R 16 0 R 17 0 R 18 0 R 19 0 R 20 0 R 21 0 R
22 0 R 23 0 R 24 0 R 25 0 R 26 0 R 27 0 R 28 0 R 29 0 R 30 0 R 31 0 R
32 0 R 33 0 R 34 0 R 35 0 R 36 0 R 37 0 R 38 0 R 39 0 R 40 0 R 41 0 R
42 0 R 43 0 R 44 0 R 45 0 R 46 0 R 47 0 R 48 0 R 49 0 R 50 0 R 51 0 R
52 0 R 53 0 R 54 0 R]
/B [55 0 R 56 0 R 57 0 R 58 0 R 59 0 R 60 0 R 61 0 R 62 0 R 63 0 R 64 0 R]
/Contents [65 0 R 66 0 R 67 0 R 68 0 R 69 0 R 70 0 R 71 0 R 72 0 R]
/CropBox [0 0 595.276 793.701]
/MediaBox [0 0 595.276 793.701]
/Parent 73 0 R
/Resources 74 0 R
/Rotate 0
/StructParents 1
/Type /Page
>>
endobj
5 0 obj
<<
/Count 21
/First 75 0 R
/Last 75 0 R
>>
endobj
6 0 obj
<<
/Nums [0 76 0 R]
>>
endobj
7 0 obj
<<
/Count 16
/Kids [73 0 R 77 0 R]
/Type /Pages
>>
endobj
8 0 obj
<<
/K [78 0 R 79 0 R 80 0 R 81 0 R 82 0 R 83 0 R 84 0 R 85 0 R 86 0 R 87 0 R
88 0 R 89 0 R 90 0 R 91 0 R 92 0 R 93 0 R 94 0 R]
/ParentTree 95 0 R
/ParentTreeNextKey 6
/Type /StructTreeRoot
>>
endobj
9 0 obj
<<
/F 55 0 R
/I <<
/Title
>>
>>
endobj
11 0 obj
<<
/Kids [96 0 R 97 0 R 98 0 R 99 0 R]
>>
endobj
12 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 601.455 32.825 614.891]
/Subtype /Link
/Type /Annot
>>
endobj
13 0 obj
<<
/A <<
/S /URI
/URI (http://crossmark.crossref.org/dialog/?doi=10.1016/j.worlddev.2018.07.004&domain=pdf)
>>
/Border [0 0 0]
/Rect [496.29 586.828 524.183 614.721]
/Subtype /Link
/Type /Annot
>>
endobj
14 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 562.45 32.825 572.995]
/Subtype /Link
/Type /Annot
>>
endobj
15 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [79.767 567.099 83.905 577.701]
/Subtype /Link
/Type /Annot
>>
endobj
16 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [171.383 567.099 175.975 577.701]
/Subtype /Link
/Type /Annot
>>
endobj
17 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [255.515 567.099 259.653 577.701]
/Subtype /Link
/Type /Annot
>>
endobj
18 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [261.468 566.362 266.513 579.288]
/Subtype /Link
/Type /Annot
>>
endobj
19 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [368.05 567.099 371.792 577.701]
/Subtype /Link
/Type /Annot
>>
endobj
20 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 548.39 32.768 554.74]
/Subtype /Link
/Type /Annot
>>
endobj
21 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 539.773 32.768 546.179]
/Subtype /Link
/Type /Annot
>>
endobj
22 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 531.213 32.768 537.619]
/Subtype /Link
/Type /Annot
>>
endobj
23 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 499.691 32.825 508.649]
/Subtype /Link
/Type /Annot
>>
endobj
24 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 464.428 32.768 470.778]
/Subtype /Link
/Type /Annot
>>
endobj
25 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [197.235 499.578 197.348 508.592]
/Subtype /Link
/Type /Annot
>>
endobj
26 0 obj
<<
/A <<
/S /URI
/URI (http://creativecommons.org/licenses/by-nc-nd/4.0/)
>>
/Border [0 0 0]
/Rect [376.838 365.613 548.334 372.756]
/Subtype /Link
/Type /Annot
>>
endobj
27 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 309.373 32.768 317.367]
/Subtype /Link
/Type /Annot
>>
endobj
28 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [44.334 288.454 44.391 296.447]
/Subtype /Link
/Type /Annot
>>
endobj
29 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [94.62 257.102 199.559 265.039]
/Subtype /Link
/Type /Annot
>>
endobj
30 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [63.553 246.614 113.329 254.608]
/Subtype /Link
/Type /Annot
>>
endobj
31 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [241.568 246.614 283.748 254.608]
/Subtype /Link
/Type /Annot
>>
endobj
32 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 236.183 140.825 244.12]
/Subtype /Link
/Type /Annot
>>
endobj
33 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [124.441 225.694 283.748 233.688]
/Subtype /Link
/Type /Annot
>>
endobj
34 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 215.263 150.746 223.2]
/Subtype /Link
/Type /Annot
>>
endobj
35 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [121.379 183.855 283.748 191.849]
/Subtype /Link
/Type /Annot
>>
endobj
36 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [32.712 173.424 176.825 181.361]
/Subtype /Link
/Type /Annot
>>
endobj
37 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [190.942 162.935 237.997 170.929]
/Subtype /Link
/Type /Annot
>>
endobj
38 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [242.929 166.507 246.444 174.444]
/Subtype /Link
/Type /Annot
>>
endobj
39 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [44.334 152.504 44.391 160.441]
/Subtype /Link
/Type /Annot
>>
endobj
40 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [462.501 288.454 508.309 296.447]
/Subtype /Link
/Type /Annot
>>
endobj
41 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [517.266 246.614 552.756 254.608]
/Subtype /Link
/Type /Annot
>>
endobj
42 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [301.72 236.183 320.598 244.12]
/Subtype /Link
/Type /Annot
>>
endobj
43 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [338.116 215.263 413.461 223.2]
/Subtype /Link
/Type /Annot
>>
endobj
44 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [313.342 204.775 313.398 212.768]
/Subtype /Link
/Type /Annot
>>
endobj
45 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [313.342 89.745 313.398 97.682]
/Subtype /Link
/Type /Annot
>>
endobj
46 0 obj
<<
/A <<
/S /URI
/URI (https://doi.org/10.1016/j.worlddev.2018.07.004)
>>
/Border [0 0 0]
/Rect [32.712 55.502 176.258 61.852]
/Subtype /Link
/Type /Annot
>>
endobj
47 0 obj
<<
/A <<
/S /URI
/URI (http://creativecommons.org/licenses/by-nc-nd/4.0/)
>>
/Border [0 0 0]
/Rect [217.984 38.381 370.035 44.731]
/Subtype /Link
/Type /Annot
>>
endobj
48 0 obj
<<
/A <<
/S /URI
/URI (mailto:x.geng@cgiar.org)
>>
/Border [0 0 0]
/Rect [98.532 99.439 149.442 105.846]
/Subtype /Link
/Type /Annot
>>
endobj
49 0 obj
<<
/A <<
/S /URI
/URI (mailto:w.janssens@vu.nl)
>>
/Border [0 0 0]
/Rect [185.329 99.439 238.11 105.846]
/Subtype /Link
/Type /Annot
>>
endobj
50 0 obj
<<
/A <<
/S /URI
/URI (mailto:b.kramer@cgiar.org)
>>
/Border [0 0 0]
/Rect [32.712 90.879 91.219 97.285]
/Subtype /Link
/Type /Annot
>>
endobj
51 0 obj
<<
/Border [0 0 0]
/Dest
/Rect [233.291 73.474 277.115 79.824]
/Subtype /Link
/Type /Annot
>>
endobj
52 0 obj
<<
/A <<
/S /URI
/URI (https://doi.org/10.1016/j.worlddev.2018.07.004)
>>
/Border [0 0 0]
/Rect [229.663 739.445 355.805 745.852]
/Subtype /Link
/Type /Annot
>>
endobj
53 0 obj
<<
/A <<
/S /URI
/URI (http://www.sciencedirect.com/science/journal/0305750X)
>>
/Border [0 0 0]
/Rect [318.557 711.779 369.694 719.773]
/Subtype /Link
/Type /Annot
>>
endobj
54 0 obj
<<
/A <<
/S /URI
/URI (http://www.elsevier.com/locate/worlddev)
>>
/Border [0 0 0]
/Rect [257.216 656.05 423.893 663.987]
/Subtype /Link
/Type /Annot
>>
endobj
55 0 obj
<<
/N 56 0 R
/P 4 0 R
/R [30 723 287 729]
/T 9 0 R
/V 100 0 R
>>
endobj
56 0 obj
<<
/N 57 0 R
/P 4 0 R
/R [30 580 485 621]
/T 9 0 R
/V 55 0 R
>>
endobj
57 0 obj
<<
/N 58 0 R
/P 4 0 R
/R [525 584 556 661]
/T 9 0 R
/V 56 0 R
>>
endobj
58 0 obj
<<
/N 59 0 R
/P 4 0 R
/R [525 619 556 637]
/T 9 0 R
/V 57 0 R
>>
endobj
59 0 obj
<<
/N 60 0 R
/P 4 0 R
/R [30 502 556 578]
/T 9 0 R
/V 58 0 R
>>
endobj
60 0 obj
<<
/N 61 0 R
/P 4 0 R
/R [30 349 169 511]
/T 9 0 R
/V 59 0 R
>>
endobj
61 0 obj
<<
/N 62 0 R
/P 4 0 R
/R [194 362 556 514]
/T 9 0 R
/V 60 0 R
>>
endobj
62 0 obj
<<
/N 63 0 R
/P 4 0 R
/R [30 316 556 344]
/T 9 0 R
/V 61 0 R
>>
endobj
63 0 obj
<<
/N 64 0 R
/P 4 0 R
/R [30 128 287 322]
/T 9 0 R
/V 62 0 R
>>
endobj
64 0 obj
<<
/N 101 0 R
/P 4 0 R
/R [299 76 556 322]
/T 9 0 R
/V 63 0 R
>>
endobj
65 0 obj
<<
/Length 1662
/Filter /FlateDecode
>>
stream
HtWIGF{z_$D$Bā0R,=f?U#]Z_nq{}qVLhrp֥dlh1{f;|7c!dsIG*ԡ{!f1SsBL«4y}17Џ6%y
7-`KRnrbŏo͋eyq{pyB۰i.n7wkJz(rm\m6_)Tl{zzl]_YW˭_.ֹң8>suxtpm}{wIaŃO=Eެכy{2gx
w{1/_bq^qͭRGyjf7Rl;ѻa/s7K7`>qf=}ņΜ/٬v;:cv4}~@*Eq"=$ ő~4bŒjz?Нb+
RNhqW\uC9yիƵ=lq]VҙBfuTaq~>xxc>,Pp,C7FGD1]G@S3lj͐ պV'XHzb嘥=l4ЀabLHZ[5P!դ"?'qbm
?~)KEdl T϶z:p&lw' Q!}A3@m85"dG;%.wkvX BCbT I>W"@c"Z5uCG9_
8W6~V+I~/T8
峨ҼPu]3]m/|d:"`tXRGmDA06vkΝP-